Full-Spectrum AML Compliance for Precious Metals Dealers
Every service CCG offers is purpose-built for dealers in precious metals and stones — the specific covered persons under FinCEN's Bank Secrecy Act rules.
AML Program Development
Build a defensible, FinCEN-compliant program from the ground up.
FinCEN requires every dealer in precious metals and stones to maintain a written Anti-Money Laundering program. CCG designs and documents your complete AML program — covering all five required pillars: internal policies and procedures, a designated compliance officer, ongoing employee training, independent testing, and customer due diligence. We tailor every element to your specific business model, transaction types, and risk profile so your program is both compliant and operationally practical.
- Written policies and procedures aligned to FinCEN guidance
- Five-pillar program structure required under 31 CFR 1027
- Customer due diligence and enhanced due diligence frameworks
- Recordkeeping and reporting procedures
- Ongoing maintenance and update protocols
Risk Assessments
Know your exposure before regulators do.
A documented risk assessment is the foundation of any credible AML program. CCG conducts thorough risk assessments that identify and evaluate your business's specific money laundering vulnerabilities — across your customer base, product lines, geographic reach, transaction volumes, and delivery channels. The result is a written risk assessment document that supports your program design and demonstrates to examiners that your controls are proportionate to your actual risk.
- Customer risk profiling and segmentation
- Product and transaction type risk analysis
- Geographic and channel risk evaluation
- Documented risk ratings and control mapping
- Annual review and update process
BSA/AML Training
Equip your team to recognize and respond to red flags.
Your employees are your first line of defense against money laundering — but only if they know what to look for. CCG delivers sector-specific BSA/AML training tailored to the precious metals industry, covering the Bank Secrecy Act obligations that apply to your business, common red flags in precious metals transactions, SAR and CTR filing requirements, and your internal reporting procedures. Training is available for all staff levels, from front-line sales to ownership.
- Precious metals-specific red flag recognition
- SAR and CTR filing obligations and thresholds
- Customer identification and due diligence procedures
- Recordkeeping requirements under 31 CFR 1027
- New hire and annual refresher formats available
Independent AML Audits
Meet the independent testing requirement with confidence.
FinCEN's rules require that your AML program be independently tested on a periodic basis. CCG conducts objective, thorough audits of your AML program — evaluating the adequacy of your written policies, the effectiveness of your controls, the quality of your training, and the accuracy of your SAR and CTR filings. Our audit reports provide clear findings, risk ratings, and actionable recommendations so you can close gaps before an examiner finds them.
- Full program audit against 31 CFR 1027 requirements
- Transaction testing and SAR/CTR filing review
- Written audit report with findings and recommendations
- Remediation guidance and follow-up support
- Examiner-ready documentation
Ongoing Compliance Monitoring
Stay current as regulations and your business evolve.
AML compliance is not a one-time project — it requires continuous attention as your business grows, your customer base changes, and FinCEN issues new guidance. CCG provides ongoing compliance monitoring services that keep your program current and your team informed. We track regulatory developments, alert you to changes that affect your obligations, conduct periodic program reviews, and serve as your outsourced compliance officer for day-to-day questions and examiner interactions.
- Regulatory change monitoring and client alerts
- Periodic program reviews and updates
- Outsourced compliance officer availability
- Examiner liaison and response support
- Suspicious activity review and SAR decision support
Customer & Supplier Screening
Outsource your KYC, sanctions, and adverse media screening to the experts.
CCG offers fully outsourced onboarding and ongoing screening services so you can focus on your business while we manage the compliance risk. We conduct thorough due diligence on your customers and suppliers at onboarding — assigning documented risk ratings based on identity verification, OFAC sanctions checks, PEP screening, and adverse media searches. Our daily monitoring service continuously scrubs your active client list for negative news, watchlist hits, and emerging risk indicators, ensuring your exposure is identified and addressed in real time.
- Outsourced customer and supplier onboarding due diligence
- OFAC sanctions screening and watchlist checks
- Politically Exposed Person (PEP) identification and risk rating
- Adverse media and negative news searches at onboarding
- Daily automated scrub of active clients for new risk signals
- Documented risk ratings for every customer and supplier
- Escalation protocols and enhanced due diligence for high-risk relationships
How We Work With You
A straightforward engagement process designed to get your program in place quickly and keep it there.
Free Consultation
We start with a no-obligation call to understand your business, your current compliance posture, and where the gaps are.
Scope & Proposal
We provide a clear proposal outlining the services you need, the timeline, and the deliverables — no surprises.
Program Build
We develop your AML program, risk assessment, and supporting documentation tailored to your specific business.
Training & Implementation
We train your team, implement your procedures, and ensure your program is operational and documented.
Ongoing Support
We stay engaged — monitoring regulations, conducting annual reviews, and being available when you need us.
Ready to Build a Compliant AML Program?
Schedule a free consultation and find out exactly what your business needs to meet its FinCEN obligations.